Dr. Bryan Gerstenberg and our team know that dental insurance can be both confusing and frustrating at times, so we’re here to answer your questions. We’d love to help you better understand what you can expect from your dental insurance provider.
Why doesn’t my dental insurance cover the entire cost of my dental treatment?
Dental insurance isn’t meant to cover the full cost of any given dental treatment. Dental insurance is a monetary benefit that is meant to help you pay for dental treatment. Most dental insurance plans are designed to only cover a portion of the cost.
If my insurance isn’t going to cover everything, why does it say that this procedure was covered 100 percent?
When a dental insurance says that they pay 100 percent of a procedure, they mean that they cover 100 percent of what the insurance provider allows as payment towards that procedure. Say that your provider allows $70.00 as the 100 percent payment for an examination, but your dentist charges $85.00 for the examination. This means that that you will owe just $15.00.
If my insurance doesn’t cover this treatment, should I have another treatment done instead?
Never let what insurance will and won’t cover dictate what dental treatment you choose. It is the dentist’s responsibility to recommend the dental treatments that are best for your smile. Your insurance provider has the sole responsibility of controlling payments.
Why should I bother with insurance if I always have to pay out-of-pocket when I go to the dentist?
Remember that even though dental insurance may not cover the entire cost of a dental procedure, it still covers something. This lessens your out-of-pocket expenses.
We encourage you to come to us with all of your dental insurance questions. To schedule your next visit with our dentist in Pensacola, Florida, please contact Airport Dental at 850-477-8668 today.